Who is eligible?
students active in an Associate Degree, Technical Diploma and/or Certificate and currently enrolled in classes will be automatically enrolled in and
billed for the Wisconsin Technical Colleges Mandatory Accident Only Insurance
Plan, and will be defined as a “Covered Person”. Apprenticeship, non-credit, avocational and
distance learning online students are not eligible. However,
online students who physically attend the college for academic purposes are
Accident Insurance Plan Benefits
How much does the plan cost?
The cost of the Plan is $6.00 per semester. (effective Fall 2013)
What is covered under the Wisconsin Technical College Mandatory Accident Only Insurance Plan?
- When an Accident occurs while on campus, attending a practicum program or other recognized student group approved by the College or during travel to and from a program, the plan offers comprehensive benefits that include hospital room and board, inpatient and outpatient surgical procedures, labs and x-rays, physician office visits, ambulance, durable medical equipment, emergency care and prescription drugs.
- The maximum benefit allowed for each accident is $50,000.
- Services are covered at 100% of Reasonable and Customary Charges with no deductible.
- Please refer to the Schedule of Benefits listed under Plan Information for complete details regarding coverage, limitations, and exclusions.
Does a Covered Person need to be on campus for coverage to take into effect?
Eligible students are covered while on campus, attending or participating in a college-sponsored or recognized activity, including practicums. This includes traveling to or from the Covered Person's home, and campus, within the entire state of Wisconsin. The covered travel time includes the period before the Covered Person's required attendance time and the period after his dismissal or when he completes any extra duties.
Is coverage in place for a student who is traveling internationally for a required course activity?
International travel is covered, but cannot exceed two hours each way.
Is coverage in place for a student who is studying at the college library on campus on a day when his/her class is not in session?
Coverage is in place while on school premises, during school hours, and on school days.
Is coverage in place for a student who is driving to and from a school sponsored event?
Coverage is in place to and from a school sponsored event within the entire state of Wisconsin.
For a student who has a blended on-line course, is coverage in place for the portion of the course when the student is required to be on campus?
Yes, the student with blended courses is covered when required to be on campus, as long as premium has been paid for that student.
Do I Get an ID Card?
ID cards are available online. To print an ID card, students should complete the following steps:
- Visit Gallagher Koster to access the Fox Valley Technical College Students Page
- Log-in using your existing account information (first time visitors will need to create an account).
- Select “Authorize Account” located to the left of your screen under Account Information and entered your Student ID number along with your date of birth.
- Once your account has been authorized, select ‘Account Home’ and click on ‘Generate ID Card’.
Does this plan have a deductible?
No, the 2013-2014 Wisconsin Technical Colleges Accident Only Insurance Plan does not have a deductible. Deductible means the amount for which you are responsible before payment is made by the claims company.
Click Here for additional Frequently Asked Questions
Finding a Provider
Can I go to any doctor or hospital?
Yes, you can go to any licensed provider.
If I receive a bill for services I received or need to be reimbursed, what should I do?
Physicians should bill the claims administrator. The billing information is on the back of your accident insurance ID card that you print off the website. However, if do you receive a bill or you paid for a service and need to be reimbursed, you should submit your bill (and proof of payment if seeking reimbursement) and Completed Claim Form to the claims administrator (selecting your school form the drop down menu and clicking, “Claims Company”). Make sure your name, insurance ID number, and school name are on the bill and make a copy for your records. Submissions should be sent to:
HealthSmart (formerly known as Klais & Company)
1867 West Market Street
Akron, OH 44313
Can I purchase coverage after the policy terminates?
No, there is no option to continue coverage after this policy terminates.